Available Mortgage Loan Products:

  • All First Time Home Buyer Products
  • Lender Assisted Down Payment – 1% Down Conventional Loan
  • Montana Board of Housing
  • Zero Down VA and USDA purchase available
  • Fannie Mae HomePath Loan
  • Freddie Mac Home Possible Loan
  • All FHA Products
  • JUMBO purchase to 95% Loan to Value – Conforming Rates
  • HARP 2.0 Govt Relief Refinance Program – More information below
  • Refinance Options Without Appraisal
  • Refinance out of Mortgage Insurance (up to 97% LTV)
  • Streamline Refinances
  • Options for Lender Paying All Closing Costs
  • Wholesale Rates that Beat the Banks

Xcellence Mortgage is approved with multiple lenders allowing us to get your loan approved when many of the large lending institutions can’t.   We will analyze your situation, understand your goals, and present you with the best loan options available.